The terms of this agreement are not binding.  You are authorized to move freely from one Tier to the next at will.  You may cancel at any time.  If in any case you are not satisfied with your subscription, please contact Dan Jackson at Beano55@sbcglobal.net and describe the issue.  No amount will be automatically refunded, but there may be refunds based upon circumstances discussed via E-mail.  Please allow a reasonable amount of time for response to your E-mail.  Thank You for your patience and understanding.